Covid 2019: Decreto-Lei n.º 20-F/2020, de 12 de maio

A entrada em vigor no dia 13 de maio de 2020 do Decreto-Lei n.º 20-F/2020 de 12 de maio, permite-nos estabelecer, ainda que de forma excecional e temporária, algumas medidas mais favoráveis para os nossos clientes no que respeita ao pagamento do prémio do seguro.

Assim, se o cliente não proceder ao pagamento em tempo oportuno do prémio ou fração com vencimento entre 13 de maio de 2020 e 30 de setembro de 2020 relativamente a qualquer seguro obrigatório, tem mais 60 dias para liquidar o pagamento, mantendo-se a cobertura obrigatória por um período adicional de 60 dias contados a partir da data de vencimento do prémio ou fração em dívida. O cliente pode opor-se à manutenção do contrato referido até ao final da data de vencimento informando-nos da sua vontade de forma legítima. Na ausência de oposição, a cobertura obrigatória permanecerá em vigor, com a possibilidade de pagamento do prémio no período adicional de 60 dias.

A legislação acima referida estabelece ainda um regime especial aplicável aos clientes que exerçam atividades que se encontrem suspensas, com estabelecimentos encerrados, ou que também tenham sofrido reduções significativas em resultado das medidas adotadas em resposta à pandemia da doença COVID-19.

Os clientes que demonstrem o cumprimento das condições estabelecidas no documento legal podem solicitar que essas circunstâncias sejam refletidas no prémio de seguro que cobre os riscos da atividade e/ou solicitar o fracionamento do pagamento dos prémios da anuidade em vigor sem quaisquer custos adicionais.

Se necessitar de algum esclarecimento, estamos à sua disposição através do telefone 308 805 169 ou do e-mail mutualista@grupopsn.pt.

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Covid 2019: Decreto-Lei n.º 20-F/2020, de 12 de maio

A entrada em vigor no dia 13 de maio de 2020 do Decreto-Lei n.º 20-F/2020 de 12 de maio, permite-nos estabelecer, ainda que de forma excecional e temporária, algumas medidas mais favoráveis para os nossos clientes no que respeita ao pagamento do prémio do seguro.

Assim, se o cliente não proceder ao pagamento em tempo oportuno do prémio ou fração com vencimento entre 13 de maio de 2020 e 30 de setembro de 2020 relativamente a qualquer seguro obrigatório, tem mais 60 dias para liquidar o pagamento, mantendo-se a cobertura obrigatória por um período adicional de 60 dias contados a partir da data de vencimento do prémio ou fração em dívida. O cliente pode opor-se à manutenção do contrato referido até ao final da data de vencimento informando-nos da sua vontade de forma legítima. Na ausência de oposição, a cobertura obrigatória permanecerá em vigor, com a possibilidade de pagamento do prémio no período adicional de 60 dias.

A legislação acima referida estabelece ainda um regime especial aplicável aos clientes que exerçam atividades que se encontrem suspensas, com estabelecimentos encerrados, ou que também tenham sofrido reduções significativas em resultado das medidas adotadas em resposta à pandemia da doença COVID-19.

Os clientes que demonstrem o cumprimento das condições estabelecidas no documento legal podem solicitar que essas circunstâncias sejam refletidas no prémio de seguro que cobre os riscos da atividade e/ou solicitar o fracionamento do pagamento dos prémios da anuidade em vigor sem quaisquer custos adicionais.

Se necessitar de algum esclarecimento, estamos à sua disposição através do telefone 308 805 169 ou do e-mail mutualista@grupopsn.pt.

Escreva um comentário

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null Novembro é… Movember

Novembro é… Movember

Em 2003 a Fundação Movember entrou em cena com uma proposta simples e divertida: todos os anos, no dia 1 de novembro, os homens deveriam começar o mês com um bom barbear e deixar depois crescer o bigode, como forma de se lembrar todos os dias da importância da saúde masculina. No caso das mulheres, o desafio era simplesmente o de incentivarem os homens à sua volta a deixar o bigode crescer.

Esta é a filosofia simples e radical do movimento. Desde a sua fundação milhões de pessoas já se juntaram a esta causa, gerando 597 milhões de euros em apoios e financiando mais de mil programas de investigação focados em nos cancros da próstata e testicular, saúde mental e inatividade física.

Foi assim que enfrentaram uma epidemia muito silenciosa: a realidade da morte prematura, perfeitamente evitável, de milhões de homens em todo o mundo. A própria fundação reconhece que o género é um dos indicadores mais sólidos e consistentes da saúde e da esperança de vida. Mas isso, dizem eles, não é uma boa notícia para os homens: em média, a nível mundial os homens morrem seis anos antes do que as mulheres.

O projeto Movember defende uma causa necessária: a reunir fundos e chamar a atenção para a crise silenciosa que afeta a saúde dos homens. E a maneira de o conseguir é criando uma comunidade global e sensibilizada que adira a propostas diferentes e divertidas: utilização criativa dos pelos na cara, concentrações de motociclistas, festas, torneios e eventos desportivos de todos os tipos.

Problemas de saúde masculina

Cancro da próstata e cancro testicular. O cancro da próstata é o segundo cancro mais diagnosticado nos homens e o cancro mais comum nos homens na Europa e, particularmente, em Portugal – registando mais incidências que o cancro da pele.

Segundo dados da Associação Portuguesa de Urologia, em Portugal surgem anualmente entre 3.500 a 4.000 novos casos de cancro da próstata que, quando detetado precocemente, apresenta uma taxa de cura de 85%. No entanto, as sequelas físicas e mentais podem permanecer e diminuir o estado de saúde geral do homem.

Devido à sua deteção e tratamento precoce, o cancro testicular passa normalmente despercebido à maioria da população. De acordo com informação da mesma associação, apesar de serem os tumores mais frequentes dos homens entre os 15 e 34 anos, é um cancro com uma taxa de cura acima dos 95%.

Saúde mental. Talvez o sinal que fez disparar todos os alarmes foi a evolução do número de suicídios masculinos em todo o mundo. De acordo com a Organização Mundial de Saúde, os suicídios masculinos representaram o quádruplo do número de mulheres. A OMS estima que, em 2020, o número de pessoas que colocam fim à sua vida aumentará em 50%.

No caso de Portugal, dados do Eurostat de 2014 revelam que a taxa de suicídio foi de 11 pessoas por cada 100 mil habitantes, exatamente em linha com a média da União Europeia. Desse total, 77% foram homens, e praticamente metade (48%) por pessoas com idades compreendidas entre os 40 e os 65 anos.

Movember é, portanto, uma iniciativa que torna visível e necessária a contribuição de todos. E, definitivamente, deixar crescer o “Mo” não é apenas um gesto simples: é um gesto brilhante!

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